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STAR PROGRAM MOA Signing - FICCO Coke TESDA and TCCWI

Davao City MOA signing at the Marco Polo Hotel. FICCO inks Partnership with Coke TESDA and TCCWI (Tagum City Council of Womens Inc) for the STAR Program 5by20 Project. STAR Program or Sari-sari Store Training and Access to Resources aims to empower 50,000 women in the Region.


Edgardo Micayabas FICCO CEO

Atty Adel Tamano / Coke 

Nestor C. / TESDA



 

Alma Uy / TCCWI

Mrs Alma Uy, President of the Tagum City Council of Womens Inc. explains the progress of the women council of Tagum who were beneficiaries of the 2014 STAR Program. The MOA aims for another batch of women to be empowered until 2020.









FICCO FCOF Livelihood Project - Part 1

Part 1
FICCO First Community Cooperative Babuyang Walang Amoy Project

FICCO's official website is www.ficco.org. It however did not mentioned much about this project Babuyang walang amoy. I already told them about it so hopefully they'll post some articles in their website. I witness this project during its inception for a short stint.






The key to this project I believe is the distribution because later there will be balloon of its beneficiaries to different FICCO Branches, but since this is already anticipated a meatshop is also created or will be put up in strategic FICCO Branches. A meat loan or whatever it will be called later is its cure for distribution process.

This project is handled by FCOF or the FICCO Community Outreach Foundation. The Manager is Anecito Estorgio and he is under the FICCO CEO Mr Edgardo Micayabas. I dont know how many FICCO Branches are now implementing this project.

Im really hoping this article help in any way.

God Bless. Mabuhay ang Kilusang Kooperatiba.

If you are interested to join or to get more information you may contact FCOF directly email at fcof2012@gmail.com

I can be contacted at
Email: president.ccb@gmail.com,
web: www.philippinecooperative.com,
Youtube: www.youtube.com/websigns




FICCO FCOF Livelihood Project - Part 2

Part 2
FICCO First Community Cooperative Babuyang Walang Amoy Project

FICCO's official website is www.ficco.org. It however did not mentioned much about this project Babuyang walang amoy. I already told them about it so hopefully they'll post some articles in their website. I witness this project during its inception for a short stint.






The key to this project I believe is the distribution because later there will be balloon of its beneficiaries to different FICCO Branches, but since this is already anticipated a meatshop is also created or will be put up in strategic FICCO Branches. A meat loan or whatever it will be called later is its cure for distribution process.

This project is handled by FCOF or the FICCO Community Outreach Foundation. The Manager is Anecito Estorgio and he is under the FICCO CEO Mr Edgardo Micayabas. I dont know how many FICCO Branches are now implementing this project.

Im really hoping this article help in any way.

God Bless. Mabuhay ang Kilusang Kooperatiba.

If you are interested to join or to get more information you may contact FCOF directly email at fcof2012@gmail.com

I can be contacted at
Email: president.ccb@gmail.com,
web: www.philippinecooperative.com,
Youtube: www.youtube.com/websigns




FICCO Online Membership Application - Gusto Mo?

To OFWs who are interested to become FICCO members even if your outside the Country, please comment so that I can get your voice to the FICCO Board. Hopefully they'll listen.

This is also for those who ask to become members who do not have FICCO Branches yet in your City or Municipality please express your interest in the comment section.

The more people who want that online membership can be made possible the better it will be for the board to finally offer membership online.

Comment Na Dayun.


Subscribed to my youtube channel kay next time akoa ni ipang movie sa youtube ga practice pa ko daan para dili kaau ngil-ad.





What is Class A Member in FICCO?

Para ma Class A, Here's what you need to do:

1 - Deposit regularly (monthly). Ayaw lang pud na Php 100 kay 80 man MBA gamay kaau mabilin.
2 - Pay loans on time (meaning on the day of due date). So this is monthly amortization.
3 - Attend FICCO activities (General Assembly lang ang key ani) because GA involves all membership so the basis is only the GA, don't be absent sa GA lagi
4 - Avail FICCO services, the last I know we need to avail at least 5 FICCO services. So what are these? Deposit, Loans, MBA, Fleet card, SM card, Memorial Plan, FCOF Associate Membership (not sure on this), Coop Health, and Basta kung naay service sa FICCO and you participated that counts.

Easy lang kaau magpa Class A Member.

My next topic - How To Become Class A1 and How Much Can Class A Availed for Loans? I hope you like the topic.

Hangyu ko apil mo sa akoa followers naa sa right side para updated pirmi. Can you also subscribed to my youtube channel please at www.youtube.com/websigns

Thank you daan.








How Much Is The Loanable Amount for Class B Member for FICCO?

FICCO Class B Member can avail Regular Loan, Petty Cash Loan, LAD, and Rice but remember these can be availed one at a time since Class B are allowed one loan only, except if there are still free deposits that are not encumbered or lock in with other loans

So how is Class B multiple computed? its very easy, Here's the formula.

Share Deposit X 190% = Share Loanable Amount
Savings Deposit X 210% = Savings Loanable Amount

Share Loanable + Savings Loanable = Total Loanable Amount

Unsecured  is not more than Php 60,000
Secured by Real Estate Mortgage (Yuta - bisdak) up to Php 500,000

Pag ma Class A mas Hayahay, Basta Maau lang jud ta mag bayad.






What is Class B FICCO Member?

Class B is divided into 2
1 - Class B - FTTB
2 - Class B - Reloaner

Allow me to explain the two. The class B FTTB is also called the Class B First Time To Borrow (FTTB) meaning these are the members who just finish the 4 months probationary member period and 3,500 deposit (3,000 Share and 500 savings) at least.

The Class B reloaner are obviously class B who availed loans more than once.

I hope that helps, in another article i'll discussed what loan can you avail






Public Consultation on Proposed Repeal of Article 60 and 61 of RA 9520

The Cooperative Development Authority is conducting a public consultation on the proposed repeal of the Art 60 and 61 of RA 9520 at the Homitori Davao, Bangoy St.

The purpose of the public consultation is to get the sentiments or views of the cooperatives on the proposed Fiscal Incentives Rationalization Act which intends to repeal certain laws granting tax exemption privileges including Art 60 and 61 of RA 9520.

Ultimate output of this consultation is to come up with a unified position paper of the cooperative sector on the issue.   

Bugs are food of the future: UN agency By Ella Ide, Agence France-Presse

ROME, Italy -- Beetles, caterpillars and wasps could supplement diets around the world as an environmentally friendly food source if only Western consumers could get over their "disgust," the UN's Food and Agriculture Organisation (FAO) said on Monday.
"The main message is really: 'Eat insects'", Eva Mueller, director of forest economics at the FAO, told a press conference in Rome.
"Insects are abundant and they are a valuable source of protein and minerals," she said.
"Two billion people -- a third of the world's population -- are already eating insects because they are delicious and nutritious," she said.
Also speaking at the press conference was Gabon Forestry Minister Gabriel Tchango who said: "Insect consumption is part of our daily life."
He said some insects -- like beetle larvae and grilled termites -- were considered delicacies.
"Insects contribute about 10 percent of animal protein consumed by the population," he said.
The report said insect farming was "one of the many ways to address food and feed insecurity."
"Insects are everywhere and they reproduce quickly, and they have high growth and feed conversion rates and a low environmental footprint," said the report, co-authored by the FAO and Wageningen University in the Netherlands.
But the authors admitted that "consumer disgust remains one of the largest barriers to the adoption of insects as viable sources of protein in many Western countries."
Mueller said that brands such as yogurt maker Danone and Italian alcoholic drinks maker Campari used dye from insects to color their products.
It suggested that the food industry could help in "raising the status of insects" by including them in recipes and putting them on restaurant menus.
"Beetles, grasshoppers and other insects... are now showing up though on the menus of some restaurants in some European capitals," said Mueller, as she showed photo slides of crickets being used as decoration on top of high-end restaurant desserts.
The report also called for wider use of insects as feed for livestock, saying that poor regulation and under-investment currently meant it "cannot compete" with traditional sources of feed.
"The use of insects on a large scale as a feed ingredient is technically feasible, and established companies in various parts of the world are already leading the way," it added, highlighting in particular producers in China, South Africa, Spain and the United States.
"Insects can supplement traditional feed sources such as soy, maize, grains and fishmeal," it said, adding that the ones with most potential were larvae of the black soldier fly, the common housefly and the yellow mealworm.
The report also said the insects most commonly consumed by humans are beetles (31 percent), caterpillars (18 percent) and bees, wasps and ants (14 percent), followed by grasshoppers, locusts and crickets (13 percent).
The report said a total of 1,900 species of insects are consumed around the world.
It said trade in insects was thriving in cities such as Bangkok and Kinshasa and that a similar culture of insect consumption -- entomophagy -- should be established elsewhere, stressing that it was often cheaper to farm insects.
While beef has an iron content of 6.0 milligrams per 100 grams of dry weight, the iron content of locusts varies between 8.0 and and 20 milligrams per 100 grams, the report said.
It also said that insects require just two kilograms of feed to produce one kilogram of insect meat compared to a ratio of 8-to-1 for beef.
The report concluded: "History has shown that dietary patterns can change quickly, particularly in a globalized world. The rapid acceptance of raw fish in the form of sushi is a good example."
"Not everybody is ready to pop a bug in their mouth," Mueller said. "It will probably take a while. But some people are already doing it."
© 1994-2013 Agence France-Presse